Gaining Clarity

Thanksgiving isn't just about turkey and stuffing; it's also a time when family conversations drift towards money matters. Whether it's over a slice of pie or around the fireplace, financial...

Many small business owners believe that offering retirement plans like 401(k)s is too complex or costly. However, it's time to rethink these assumptions. Recent updates under SECURE 2.0 have made...

Understanding your risk tolerance is a crucial aspect of managing investments effectively. Balancing the potential for significant gains with the risk of losses presents an emotional challenge for...

The Social Security Fairness Act, officially known as HR 82, was signed into law on January 5, 2025. This landmark piece of legislation addresses two significant provisions in the Social Security...

With record inflation and a potential recession on the horizon, many people are under significant financial stress. The average credit card debt per household was around $9,000 in early 2022,...

The upcoming expiration of key provisions from the Tax Cuts and Jobs Act (TCJA) in 2026 could significantly impact your financial situation. With current tax rates still lower, there are key...

Understanding Social Security and Medicare: Your Journey to the Essentials Watch as your Meritrust Team discusses the basics of Social Security and Medicare while covering some of...

Key Points: Impact on Business Valuation: Life insurance proceeds must be included in the business valuation for estate taxes...

As we approach the fall, many parents, including Frank, are preparing to send their children off to college. Frank is navigating the unique challenge of having twin daughters attending different...

As we enter an unprecedented era of wealth transfer, women are set to control more money than ever before. This shift presents a unique opportunity for female investors, but it also comes with...

Fraud is an ever-present threat, becoming more sophisticated with the advancement of technology. It's crucial to stay vigilant and proactive to protect your finances and those of your loved ones....

If you or someone you care about has a child who has recently turned 18 or is doing so soon, I wanted to touch base about something that often slips under the radar amidst the excitement of...

Is your business your single greatest asset? If the answer to this question is "yes," what steps are you taking to prepare for its monetization? If you haven't made a New Year's resolution to start...

At Meritrust Wealth Management, we are constantly keeping an eye on legislative changes that can impact your financial planning. One of the notable changes introduced by the 2022 SECURE Act 2.0,...

The Real Impact of Inflation on Retirement As inflation continues to be a hot topic both nationally and globally, many of our clients find their concerns are much more...

Spend Time Growing Your Assets In today's world, the secret to increasing your wealth isn't about following the newest trends but sticking to a tried-and-true method:...

As a business owner, you're already familiar with the concept of investment. You've invested time, resources, and energy into building your company. But when it comes to personal and business...