Tailored Strategies for Business Growth

At Meritrust, our financial advisors collaborate with businesses across various scales to strengthen your wealth strategy, cater to the requirements of your investors and staff, and shape your future objectives. We recognize that every business operates uniquely, necessitating bespoke plans to safeguard your enterprise for future generations. A key component of our methodology is tax strategy, focusing on maximizing the after-tax dollars available for investment by your business for the benefit of its owners and employees.

Strategic Financial Solutions

Financial services for business owners are distinct from individual services, primarily due to the complex nature of business finances. While individual services focus on personal wealth management and retirement planning, business financial services encompass broader aspects such as cash flow management, corporate investment strategies, employee benefits planning, and business succession strategies. These services are designed to ensure not just the prosperity of the business owner but also the financial health of the entire enterprise.

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Cash Flow Management

One crucial aspect of financial planning for businesses is effective cash flow management. It's vital because it ensures that a business has sufficient liquidity to meet its short-term obligations and invest in growth opportunities. Poor cash flow management can lead to financial instability, irrespective of profitability. At Meritrust, we assist businesses in maintaining a healthy cash flow through meticulous planning and strategic decision-making. Our approach includes forecasting, identifying potential cash flow challenges, and providing solutions to optimize financial resources, thus ensuring the smooth operation and growth of your business.

Gaining Clarity

Finances are complicated, and understanding the terms is key to a smoother journey. Whether deciphering the nuances of a contract or grappling with the complexities of investing, our team is here to help at every step.

  • Succession Planning

    Like many of our clients, you likely dedicate most of your efforts to running your business. While you tackle today's challenges, allow Meritrust's trusted advisors to craft your strategies for the future. Our succession planning services offer the assurance your business needs, ensuring a seamless transition of leadership and maintaining strong client relationships through a well-prepared succession plan.


    • Buy-Sell Agreements and Funding Needs: As you think about succession and the possible need for cash to compensate exiting owners, our team is prepared to provide a range of planning options. Meritrust's experts bring extensive knowledge in tax-efficient advance funding methods and are adept at navigating operational hurdles that may arise.

    • Liquidation Events: If you're considering or currently involved in a liquidation event for your business, we're here to explore the planning opportunities available to you. These include tax planning, investment strategies for the proceeds, safeguarding your assets, and guidance on leading your team through such significant organizational changes.

  • Retirement Plans

    At Meritrust, our retirement plan advisors deliver value-driven solutions for business owners, ensuring retirement security and offering intelligent investment options to employees working towards financial independence.


    Catering to a diverse range of businesses, from start-ups to large, multi-location corporations, our advisors are equipped to meet all your retirement plan requirements. We focus on enhancing savings, providing financial education to your employees, evaluating investment choices, and assessing retirement plan structures to guarantee a top-quality retirement plan for your company.


    Our suite of retirement plan services includes:


    • 401k/403b Plan Design & Service: Crafting and managing customized 401k or 403b plans that align with your business objectives and employee needs.
    • Cash Balance Plan Design & Service: Developing and servicing cash balance plans that offer an alternative approach to traditional pension plans, combining elements of both defined benefit and defined contribution plans.
    • Defined Benefit Plan Design & Service: Creating and managing traditional pension plans that promise a specified retirement benefit to employees.
    • Deferred Compensation Plans, Phantom Stock Plans, & Other Non-Qualified Plans: Offering a range of non-qualified plan options for deferred compensation or equity-like benefits, tailored to meet specific business and executive compensation needs.

  • Executive Compensation and Retirement Analysis

    For businesses anticipating executive retirements, our experienced financial advisors will craft a tailored financial strategy. This strategy encompasses planning for executive or business owner compensation, factoring in the benefits expected upon retirement. Our approach integrates both qualified and non-qualified plan designs, ensuring the most tax-efficient and cost-effective route to meet your objectives.

  • Wealth Management Services for Business Owners

    Tailored for entrepreneurs at various stages, from startups to established businesses. We understand the unique financial challenges and opportunities you face, emphasizing the importance of diversification and liquidity management. Our services can guide you through setting up retirement or cash balance pension plans to optimize your taxable income and enhance retirement savings.

  • Investment Management

    Ideal for business owners contemplating selling their companies. We specialize in navigating the complexities of wealth management post-sale, creating strategic plans to meet both current and future personal financial goals. Our experience ensures a smooth transition from business wealth to personal wealth management.

Let's Get Started

Interested in exploring new possibilities? Let's connect and discuss how we can collaborate on your journey. Reach out to us today – we're here to listen and guide you towards your goals.

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